Insurance for Power-Only Carriers

Your tractor. Their trailer. No gaps.

For carriers who supply the tractor and driver and pull trailers owned by shippers, brokers or other carriers.

What's different

Insuring Power-Only Carriers

Power-only is simple to start and easy to under-insure, because the trailer and sometimes the cargo belong to someone else.

Non-owned trailers

You need trailer interchange or non-owned trailer physical damage at a limit high enough for a newer 53-foot trailer.

Who covers the freight

Read each contract. Some power-only programs cover cargo; many expect yours to respond.

Coverages to ask about

Primary Auto LiabilityInjury and property damage you cause to others. This is the coverage your authority and your contracts are built on.
Trailer InterchangePhysical damage on a trailer you pull but do not own, under a written interchange agreement.
Motor Truck CargoPays for the customer's freight if it is damaged or lost while in your care.
Physical DamageCollision and comprehensive on your own truck and trailer, at a stated value.
Occupational AccidentMedical and disability benefits for owner-operators and contract drivers who are not on workers' comp.
Federal & Texas FilingsProof of insurance filed with the FMCSA and the Texas DMV once a policy is in force, so your authority stays active.

Request a Quote

Tell Us About Your Operation

Two minutes of details is enough to start. A licensed Texas agent reviews every request and tells you plainly what is available for your operation.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Power-Only Carriers Quote Request

Company name

USDOT or TxDMV # (if any)

Trucks

Time in business

Whose trailers do you pull?

Current policy renews

What do you haul, and where?

Your name

ZIP code

Phone

Best way to reach you

Anything else?

It's OK to text me about this quote. Msg & data rates may apply. Reply STOP to opt out. Consent is not required to get a quote.

No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Before you call

What Speeds Up Your Quote

Have readySample power-only agreement
Have readyTrailer values you are responsible for
Have readyWhether loads are sealed

Questions

Power-Only Carriers: Insurance FAQ

Do I need cargo insurance for power-only?

Usually yes. Unless the contract clearly makes someone else responsible, the motor carrier moving the load is liable for it.

What limit do I need on trailer interchange?

Enough to replace the most expensive trailer you pull. Many programs set a minimum in the contract.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.

General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.

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