Your car, your home, and the weather that comes with the coast.
We compare carriers for personal auto and home coverage, and we explain windstorm, flood and deductibles before you need to use them.
Whether you need state-minimum liability or full coverage on a new truck, we compare carriers and explain what each option covers. We also help drivers who need an SR-22 filing or were dropped by their last insurer.
Along the Texas coast, a homeowners policy often excludes wind and hail. In the first-tier coastal counties, including Nueces, windstorm coverage may come from the Texas Windstorm Insurance Association (TWIA), and flood is always a separate policy.
We help you put the pieces together so there are no surprises after a storm.
It depends on the policy. Many coastal policies exclude wind and hail, which then need a separate windstorm policy. Flood is never covered by a standard homeowners policy.
National Flood Insurance Program policies usually have a 30-day waiting period before coverage starts, so don't wait for a storm in the forecast.
Some policies use a deductible based on a percentage of your home's insured value for wind or named-storm losses. We'll show you the dollar amount before you choose.
Yes. We'll look across carriers, including specialty markets, to find replacement coverage.
Send us the basics and we'll compare carriers for you.