From the Crosstown to the Island, coverage that fits how you drive.
We're an independent agency in downtown Corpus Christi. We compare auto carriers side by side and explain what each option actually covers before you buy.
Texas law requires liability coverage of at least $30,000 per injured person, $60,000 per accident and $25,000 for property damage (often written 30/60/25). Your insurance is checked electronically through TexasSure, so a lapse can show up at a traffic stop or registration renewal.
Minimum liability only pays for damage you cause to others. It does nothing for your own vehicle. On the Coastal Bend, where hail, street flooding and tropical storms are part of life, that gap matters. Comprehensive coverage is what pays for flood and hail damage to your car.
Texas insurers must also offer Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist coverage. You can turn them down, but only in writing. We'll explain both before you decide.
NAS Corpus Christi, the Army Depot and the Coast Guard. Ask about options during deployment or PCS moves; they vary by carrier.
TAMU-CC and Del Mar students. Good-student and away-at-school discounts may be available.
Island and Flour Bluff commuters, where comprehensive for flood and salt-air exposure makes sense.
Personal trucks that also go to the job site. We'll make sure business use is covered properly.
Liability of $30,000 per injured person, $60,000 per accident and $25,000 for property damage. It covers people and property you damage, not your own vehicle.
Only if you carry comprehensive coverage. Liability-only policies don't pay for flood or hail damage to your own vehicle.
Insurers must offer it, and it's included unless you reject it in writing. PIP helps pay medical bills and lost income after an accident no matter who caused it.
Yes. We'll quote carriers that file SR-22s and handle the filing with the state once the policy is bound.
Driver names and dates of birth, license numbers, vehicles (year, make, model or VIN), your current carrier and renewal date, and any accidents or tickets in the last few years.
Coverage, discounts and eligibility vary by carrier and are subject to underwriting. Visit us at 921 N Chaparral St, Suite 212, Corpus Christi, or call (361) 944-8095.
Tell us about your vehicles and drivers. A licensed local agent will compare carriers and reach out with options.