Trucking · Types

Insurance for Long-Haul Trucking

Coverage that goes as far as your loads do.

For Texas-based carriers running over the road, across state lines, for weeks at a time.

Request a QuoteCall (361) 336-0409
What's different

Insuring Long-Haul Trucking

Long-haul work piles up miles in every kind of weather, traffic and state law. Underwriters price it on radius, the lanes you run and how long your drivers have been doing it.

More states, more exposure

A claim in Louisiana or California is handled under that state's courts. Your limits and your filings have to hold up wherever the truck is.

Driver hours and experience

Two years of verifiable over-the-road experience and clean logs are the first things a trucking underwriter looks for.

Coverages to ask about
  • Primary Auto LiabilityInjury and property damage you cause to others. This is the coverage your authority and your contracts are built on.
  • Motor Truck CargoPays for the customer's freight if it is damaged or lost while in your care.
  • Physical DamageCollision and comprehensive on your own truck and trailer, at a stated value.
  • Trailer InterchangePhysical damage on a trailer you pull but do not own, under a written interchange agreement.
  • Occupational AccidentMedical and disability benefits for owner-operators and contract drivers who are not on workers' comp.
  • Federal & Texas FilingsProof of insurance filed with the FMCSA and the Texas DMV once a policy is in force, so your authority stays active.
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Tell Us About Your Operation

Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Long-Haul Trucking Quote Request

No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Before you call

What Speeds Up Your Quote

Questions

Long-Haul Trucking: Insurance FAQ

How much liability does an interstate carrier need?

Federal rules set $750,000 as the minimum for most for-hire general freight in trucks over 10,001 lb. Most brokers and shippers will not load you with less than $1,000,000.

Does my policy follow the truck into every state?

A trucking liability policy with a federal filing is meant to respond in any state you are authorized to run. Tell us every state you enter so the application is accurate.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.

General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.

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