Trucking · Types

Insurance for Small Fleets

Two trucks or twenty. One policy that keeps up.

For Texas fleets of 2 to 25 power units that add trucks and drivers through the year.

Request a QuoteCall (361) 336-0409
What's different

Insuring Small Fleets

Once you hire drivers, your insurance is priced on their records and your safety scores, not just yours.

Driver hiring standards

Insurance companies approve drivers one by one. A written hiring standard keeps you from putting someone uninsurable in a truck.

Safety scores are public

Your CSA and inspection history are visible to underwriters. Out-of-service rates move the price.

Coverages to ask about
  • Primary Auto LiabilityInjury and property damage you cause to others. This is the coverage your authority and your contracts are built on.
  • Motor Truck CargoPays for the customer's freight if it is damaged or lost while in your care.
  • Physical DamageCollision and comprehensive on your own truck and trailer, at a stated value.
  • Workers' CompensationCovers employees hurt on the job. Texas does not force private employers to carry it, but many contracts do.
  • Excess LiabilityExtra limits above your primary policy when a shipper, port or general contractor asks for more than $1 million.
  • Federal & Texas FilingsProof of insurance filed with the FMCSA and the Texas DMV once a policy is in force, so your authority stays active.
Request a Quote

Tell Us About Your Operation

Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Small Fleets Quote Request

No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Before you call

What Speeds Up Your Quote

Questions

Small Fleets: Insurance FAQ

How do I add a truck mid-term?

Send the VIN, value and driver. The change is requested from the insurance company and is not in effect until they confirm it.

Do I need workers' comp for my drivers?

Texas does not require it for most private employers, but shippers and brokers often do. Employee drivers and contract drivers are treated differently.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.

General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.

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