Trucking · Types

Insurance for Flatbed Carriers

Chained, strapped, tarped and covered.

For flatbed and step-deck carriers hauling steel, lumber, machinery and building materials.

Request a QuoteCall (361) 336-0409
What's different

Insuring Flatbed Carriers

With an open deck, securement is the whole job. A shifted coil or lost bundle is both a cargo claim and a liability claim.

Securement losses

Underwriters ask how drivers are trained to chain and strap, because falling freight injures people behind you.

Weather on open freight

Rust and water damage to steel or machinery may be excluded unless the load was tarped. Know what your form says.

Coverages to ask about
  • Primary Auto LiabilityInjury and property damage you cause to others. This is the coverage your authority and your contracts are built on.
  • Motor Truck CargoPays for the customer's freight if it is damaged or lost while in your care.
  • Physical DamageCollision and comprehensive on your own truck and trailer, at a stated value.
  • Truckers General LiabilityClaims that happen off the road: at a dock, a yard, a job site, or from a delivery gone wrong.
  • Excess LiabilityExtra limits above your primary policy when a shipper, port or general contractor asks for more than $1 million.
  • Federal & Texas FilingsProof of insurance filed with the FMCSA and the Texas DMV once a policy is in force, so your authority stays active.
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Tell Us About Your Operation

Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Flatbed Carriers Quote Request

No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Before you call

What Speeds Up Your Quote

Questions

Flatbed Carriers: Insurance FAQ

Is flatbed insurance more expensive than van?

Often somewhat, because of securement and heavier freight. The price still turns on drivers, radius and claims.

Are tarps, chains and binders covered?

Not automatically. They can be scheduled as equipment or covered under a physical damage extension.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.

General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.

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