When the unit quits, the load is on the clock.
For reefer carriers hauling produce, meat, dairy and frozen food out of Texas and the Valley.
Temperature-controlled freight can be rejected for a few degrees. Standard cargo coverage often does not pay for that.
Spoilage from a mechanical failure of the unit is a separate coverage. Most forms require maintenance records to pay.
A receiver can refuse a load that is not physically damaged. Ask how your cargo form treats rejection and disposal.
Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.
Only if the policy includes refrigeration breakdown, and usually only for a mechanical failure, not for setting the wrong temperature.
Unit maintenance receipts and temperature downloads. Insurance companies commonly ask for them after a spoilage claim.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.
General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.