The motor carrier covers the load. You cover the rest.
For owner-operators leased to a motor carrier who need bobtail, physical damage and occupational accident.
Your motor carrier's liability policy covers you under dispatch. It does not cover your truck, your injuries, or the drive home.
Non-trucking liability fills in when you drive the tractor for personal use. Read your lease to see which form the carrier requires.
The motor carrier's policy will not fix your tractor. Physical damage is on you and your lender will ask for it.
Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.
Not exactly. Non-trucking liability covers personal use off dispatch. Bobtail covers driving without a trailer, whether or not you are under dispatch. Your lease tells you which one you need.
Usually not while leased on, since the motor carrier's cargo policy covers the load. Check the lease for any deductible charged back to you.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.
General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.