The last step before your MC number goes active.
For new ventures: you have applied for authority and need insurance filed before you can haul.
A brand-new authority has no loss history, so fewer insurance companies will write it and the first-year rate is higher. Preparation makes the difference.
The FMCSA will not activate a new MC number until your insurance company files proof of coverage. Start on insurance before the application sits too long.
Two or more years of CDL experience, a clean MVR and a truck under 15 years old open more doors.
Two minutes of details is enough to start. A licensed Texas agent reviews every request and tells you plainly what is available for your operation.
It varies widely with your experience, truck, radius and freight, and new ventures pay more than established ones. We will not guess a number before seeing your details.
You can apply, but the authority stays inactive until an insurance company makes the federal filing.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.
General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.