One truck. Your name on the door.
For independent owner-operators running under their own authority in Texas.
When the authority is yours, every coverage is yours to buy: liability, cargo, physical damage and the filings that keep the MC number active.
With one truck there is no spare. Physical damage with downtime coverage is what gets you back to work.
With a single driver, your own MVR and CDL years are most of the price.
Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.
At minimum, primary liability with a federal filing. Almost every broker also wants $100,000 in cargo, and your lender will require physical damage.
Most trucking policies offer a down payment and monthly installments, often through a premium finance company. Terms depend on the insurance company.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.
General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.