Home most weekends. Covered every mile.
For carriers who stay inside Texas and the neighboring states, usually within 500 miles of the yard.
Regional carriers are often rated better than coast-to-coast ones, but only if the radius on the policy matches where the trucks really go.
If the policy says 300 miles and a truck is in Atlanta when it crashes, you have a problem. We write down the real lanes.
Houston, Dallas and San Antonio runs carry more fender-bender claims than open highway. Garaging and routes affect the rate.
Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.
It can be, because the trucks see fewer miles and states. The rate still depends on drivers, equipment, freight and claims history.
Tell us before you take it. A trip outside the stated radius should be disclosed to the insurance company, not discovered after a claim.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.
General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.