Straight trucks, straight answers.
For 16- to 26-foot box truck owners doing freight, deliveries and dedicated runs in Texas.
Box trucks sit between a van and a semi. Whether you are for-hire or hauling your own goods changes the policy completely.
Hauling other people's freight for pay needs trucking liability and cargo. Hauling your own products is a business auto policy.
Freight dropped off a liftgate is one of the most common box truck cargo claims.
Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.
A truck rated 26,000 lb or less does not need a CDL. Authority depends on whether you haul for hire and whether you cross state lines.
Not always. Cargo coverage follows the truck. Inside delivery is usually a general liability question.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.
General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.