Small van. Commercial work. Commercial policy.
For cargo van and Sprinter owners running expedite loads, routes and local freight.
A cargo van is under the weight where most federal trucking rules start, but the moment it hauls for pay a personal policy stops applying.
Personal auto insurance excludes carrying goods for a fee. Claims are denied on that exclusion.
Expedite carriers and load boards set their own limits, often $1,000,000 liability and $100,000 cargo, even for vans.
Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.
Under 10,001 lb you generally do not need one for interstate work, but brokers and carriers may still require authority and commercial insurance.
Generally, since the vehicle is lighter. The freight, radius and your record still set the rate.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.
General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.