Insurance for Couriers & Package Delivery

Small packages. Real liability.

For independent couriers and courier companies delivering packages, documents, lab work and parts.

What's different

Insuring Couriers & Package Delivery

Couriers often start in a personal car. The first accident on a delivery is when they learn the personal policy does not cover it.

Using personal vehicles

A commercial auto policy, or hired and non-owned coverage for a company using contractors, closes the gap.

What is in the package

Medical specimens, legal documents and pharmacy runs carry their own handling rules and liability.

Coverages to ask about

Primary Auto LiabilityInjury and property damage you cause to others. This is the coverage your authority and your contracts are built on.
Motor Truck CargoPays for the customer's freight if it is damaged or lost while in your care.
Hired & Non-Owned AutoLiability when your business uses rented trucks or employees' own vehicles.
Truckers General LiabilityClaims that happen off the road: at a dock, a yard, a job site, or from a delivery gone wrong.
Physical DamageCollision and comprehensive on your own truck and trailer, at a stated value.
Occupational AccidentMedical and disability benefits for owner-operators and contract drivers who are not on workers' comp.

Request a Quote

Tell Us About Your Operation

Two minutes of details is enough to start. A licensed Texas agent reviews every request and tells you plainly what is available for your operation.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Couriers & Package Delivery Quote Request

Company name

USDOT or TxDMV # (if any)

Trucks

Time in business

What do you deliver?

Current policy renews

What do you haul, and where?

Your name

ZIP code

Phone

Best way to reach you

Anything else?

It's OK to text me about this quote. Msg & data rates may apply. Reply STOP to opt out. Consent is not required to get a quote.

No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Before you call

What Speeds Up Your Quote

Have readyVehicles used and who owns them
Have readyContracts with labs, firms or delivery platforms
Have readyAverage value of what you carry

Questions

Couriers & Package Delivery: Insurance FAQ

Does my personal auto policy cover courier work?

Almost never. Delivering goods for pay is a standard exclusion.

I use independent contractor drivers. What do I need?

Hired and non-owned auto liability protects the company. Each contractor still needs their own commercial coverage.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.

General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.

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