Loaded, hauled, dumped, covered.
For Texas dump truck owner-operators and fleets hauling dirt, rock and demolition material.
Dump trucks work short hauls on busy roads and rough job sites. Rollovers while dumping and rock damage to cars behind you are the classic claims.
Most dump trucks never leave Texas. They need a TxDMV certificate, with $500,000 liability for trucks over 26,000 lb.
General contractors and pits ask for certificates, additional insured wording and often $1,000,000.
Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.
Usually not, since dirt and rock have little value. Some contracts still ask for it.
If material falls from your truck, it is typically your liability claim. Tarping rules exist for that reason.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.
General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.