Insurance for Auto Mechanics & Repair Shops

Other people's cars are in your hands all day.

For Texas auto repair shops, mobile mechanics, body shops and tire shops.

What's different

What Auto Mechanics & Repair Shops Should Know

This city gets to work because you fixed the car. We wrote this page for the shop that keeps it moving.

A repair shop holds customer vehicles worth far more than its own equipment, and it sends them back onto the road.

Customers' cars

Fire, theft, hail or a test-drive crash while a car is in your care is not covered by general liability. Garagekeepers coverage is.

Faulty repair

A brake job that fails is a liability claim against the shop. Garage liability is written for exactly that.

Coverages to ask about

GaragekeepersDamage to a customer's vehicle while it is in your shop or in your care.
General LiabilityInjury or property damage your work causes to a customer or the public.
Commercial PropertyYour building, build-out, inventory and equipment against fire, theft and storm.
Workers' CompensationCovers employees hurt on the job. Texas does not force private employers to carry it, but many contracts do.
Tools & EquipmentCovers tools and gear on the truck, on the job site or in storage, not only at your shop.
Commercial AutoVehicles titled to the business or used mainly for work. A personal policy can deny a claim for business use.

Request a Quote

Tell Us About You

This form asks the questions that matter for Auto Mechanics & Repair Shops, and two minutes is enough to start. You are not a number here. A licensed Texas agent in Corpus Christi reads every request personally and tells you plainly what is available for your situation.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Quote Request for Auto Mechanics & Repair Shops

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No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Our promise

What You Can Expect From Us

A neighbor, not a call centerWe are locally owned, with an office on Chaparral Street in downtown Corpus Christi. A licensed Texas agent reads your request personally.
Questions about your workWe ask what your days look like before we talk about policies, because coverage should fit the life you actually have.
Plain answers, no pressureWe explain your options in everyday language, and we tell you honestly when something is not the right fit or when we cannot help.

Before you call

What Speeds Up Your Quote

Have readyMost cars on the lot at one time and their value
Have readyNumber of employees
Have readyWhether you own or lease the building

Questions

Auto Mechanics & Repair Shops: Insurance FAQ

Is hail damage to customer cars on my lot covered?

Only with garagekeepers coverage that includes weather. In South Texas that is worth checking.

I am a mobile mechanic. What do I need?

Liability for your work, commercial auto on the service truck and coverage for your tools.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your situation. Nothing is covered until an insurance company issues a policy.

General information for Texas residents, not legal, tax or financial advice. Not every coverage is available for every person or business. Coverage is subject to policy terms, conditions and underwriting approval.

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