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Insurance for General Contractors & Builders

You are responsible for everyone on the site. Insure it that way.

For Texas home builders, remodelers and commercial general contractors.

Request a QuoteCall (361) 336-0409
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What General Contractors & Builders Should Know

You build the places where this city lives and works. We will read every contract requirement with you.

Texas has no statewide general contractor license, so insurance is often the only proof a customer or city asks for.

Uninsured subcontractors

If a sub has no coverage, their claim lands on your policy, and your insurer charges you for them at audit. Collect a certificate from every sub.

Storm rebuild work

After a hurricane, demand rises and so do disputes. Written contracts and the right limits matter most when work is rushed.

Coverages to ask about
  • General LiabilityInjury or property damage your work causes to a customer or the public.
  • Workers' CompensationCovers employees hurt on the job. Texas does not force private employers to carry it, but many contracts do.
  • Commercial AutoVehicles titled to the business or used mainly for work. A personal policy can deny a claim for business use.
  • Tools & EquipmentCovers tools and gear on the truck, on the job site or in storage, not only at your shop.
  • Personal UmbrellaExtra liability above your auto and home policies if you are sued for more than they pay.
  • Commercial PropertyYour building, build-out, inventory and equipment against fire, theft and storm.
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Tell Us About You

This form asks the questions that matter for General Contractors & Builders, and two minutes is enough to start. You are not a number here. A licensed Texas agent in Corpus Christi reads every request personally and tells you plainly what is available for your situation.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Quote Request for General Contractors & Builders

No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

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Questions

General Contractors & Builders: Insurance FAQ

What is builder's risk?

It covers a structure while it is being built, including materials on site. The owner or the builder buys it per project.

Does my liability policy cover faulty workmanship?

It covers damage your work causes to other property. It generally does not pay to redo your own poor work.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your situation. Nothing is covered until an insurance company issues a policy.

General information for Texas residents, not legal, tax or financial advice. Not every coverage is available for every person or business. Coverage is subject to policy terms, conditions and underwriting approval.

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