The customer's car is your responsibility the moment you hook up.
For Texas towing companies: wreckers, rollbacks, repossession and roadside service.
Towing combines roadside danger with care of other people's vehicles. Texas licenses tow trucks through TDLR, and proof of insurance is part of the permit.
Damage to the vehicle you are towing is not covered by liability. On-hook coverage is its own line.
Vehicles kept at your lot need garagekeepers coverage for theft, fire and weather.
Two minutes of details is enough to start. A licensed Texas agent reviews every request, compares the options available from the insurance companies we represent, and explains them in plain language.
TDLR sets liability and on-hook cargo minimums by permit type: incident management, private property and consent. We will check the current rule for your permit.
Only with garagekeepers coverage. On-hook stops when the vehicle is unhooked.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your operation. Nothing is covered until an insurance company issues a policy.
General information for Texas truckers, not legal advice. Minimums and contract requirements change; coverage is subject to policy terms, conditions and underwriting approval.