Who We Serve

Insurance for Self-Employed & Freelancers

No HR department? That is what we are for.

For Texas freelancers, 1099 contractors, consultants and one-person businesses.

Request a QuoteCall (361) 336-0409
What's different

What Self-Employed & Freelancers Should Know

You left the steady paycheck to build something of your own. We wrote this page to help you protect it.

When you work for yourself there is no group plan, no employer liability coverage and no one checking the gaps.

You are the benefits department

Health, life and income protection are yours to arrange. Start with the one your family would miss first.

Clients ask for proof

More contracts now require a certificate of liability insurance, even from a single freelancer. It is quick to set up once you know the requirement.

Coverages to ask about
  • Health InsuranceIndividual and family medical coverage when you do not have a plan through work.
  • Life InsuranceMoney for your family if you die: income replacement, the mortgage, college.
  • General LiabilityInjury or property damage your work causes to a customer or the public.
  • Professional LiabilityClaims that your advice, service or work product caused a client a financial loss. Also called E&O.
  • Auto InsuranceLiability, collision and comprehensive on the cars your household drives. Texas requires at least 30/60/25 liability.
  • Cyber LiabilityCosts after a data breach or a hacked account: notices, recovery and claims from the people affected.
Request a Quote

Tell Us About You

This form asks the questions that matter for Self-Employed & Freelancers, and two minutes is enough to start. You are not a number here. A licensed Texas agent in Corpus Christi reads every request personally and tells you plainly what is available for your situation.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Quote Request for Self-Employed & Freelancers

No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Our promise

What You Can Expect From Us

Before you call

What Speeds Up Your Quote

Questions

Self-Employed & Freelancers: Insurance FAQ

Do I need an LLC before I can buy business insurance?

No. A sole proprietor can buy a business policy. Tell us how the business is set up so the right name is on it.

Does my homeowners policy cover my home office?

Only a little. Business equipment is limited and business liability is excluded.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your situation. Nothing is covered until an insurance company issues a policy.

General information for Texas residents, not legal, tax or financial advice. Not every coverage is available for every person or business. Coverage is subject to policy terms, conditions and underwriting approval.

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