Insurance for Home Inspectors

A buyer's last look deserves a solid policy behind it.

For Texas licensed real estate inspectors.

What's different

What Home Inspectors Should Know

A family relies on your report for the biggest purchase of their lives. We want your license and your name protected.

An inspector is paid a few hundred dollars and can be blamed for a five-figure repair. Texas ties insurance to the license itself.

Insurance is part of the license

Texas requires licensed inspectors to carry professional liability insurance and show proof to the state. A lapse puts the license at risk.

Claims come late

A buyer finds a foundation or roof problem a year later and looks back at the report. Keep coverage continuous so that claim has a policy to land on.

Coverages to ask about

Professional LiabilityClaims that your advice, service or work product caused a client a financial loss. Also called E&O.
General LiabilityInjury or property damage your work causes to a customer or the public.
Commercial AutoVehicles titled to the business or used mainly for work. A personal policy can deny a claim for business use.
Tools & EquipmentCovers tools and gear on the truck, on the job site or in storage, not only at your shop.
Auto InsuranceLiability, collision and comprehensive on the cars your household drives. Texas requires at least 30/60/25 liability.
Life InsuranceMoney for your family if you die: income replacement, the mortgage, college.

Request a Quote

Tell Us About You

This form asks the questions that matter for Home Inspectors, and two minutes is enough to start. You are not a number here. A licensed Texas agent in Corpus Christi reads every request personally and tells you plainly what is available for your situation.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Quote Request for Home Inspectors

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No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Our promise

What You Can Expect From Us

A neighbor, not a call centerWe are locally owned, with an office on Chaparral Street in downtown Corpus Christi. A licensed Texas agent reads your request personally.
Questions about your workWe ask what your days look like before we talk about policies, because coverage should fit the life you actually have.
Plain answers, no pressureWe explain your options in everyday language, and we tell you honestly when something is not the right fit or when we cannot help.

Before you call

What Speeds Up Your Quote

Have readyYour license number and renewal date
Have readyInspections per year
Have readyExtra services you offer

Questions

Home Inspectors: Insurance FAQ

Do I need general liability as well as E&O?

They cover different things. E&O covers what you missed in the report. General liability covers damage you cause at the house, such as stepping through a ceiling.

Are ladders, drones and thermal cameras covered?

Only if the policy lists tools and equipment. A personal auto policy will not pay for gear stolen from your truck.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your situation. Nothing is covered until an insurance company issues a policy.

General information for Texas residents, not legal, tax or financial advice. Not every coverage is available for every person or business. Coverage is subject to policy terms, conditions and underwriting approval.

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