You drive to your patients. Your insurance should know that.
For Texas home health aides, private caregivers, hospice workers and home-care agency owners.
You let families keep someone they love at home. We wrote this page for the miles and the hours that takes.
Home care happens in the client's house and in your car between visits. Both are places where standard personal policies stop short.
Using your car to travel between visits or to run a client's errands is business use. Tell your insurer, because some personal policies exclude it.
A caregiver can be accused of theft, injury or neglect. An agency carries coverage for its employees. A private caregiver has none unless they buy it.
This form asks the questions that matter for Home Health & Caregivers, and two minutes is enough to start. You are not a number here. A licensed Texas agent in Corpus Christi reads every request personally and tells you plainly what is available for your situation.
Not always. Transporting clients for pay is a business use that some personal policies exclude. Ask before it matters.
Usually professional and general liability, a bond or theft coverage, and hired and non-owned auto. We can quote them together.
Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your situation. Nothing is covered until an insurance company issues a policy.
General information for Texas residents, not legal, tax or financial advice. Not every coverage is available for every person or business. Coverage is subject to policy terms, conditions and underwriting approval.