Insurance for Graduate Students & Researchers

A stipend, a lease and a lot riding on your laptop.

For master's and doctoral students, research assistants and postdocs in the Coastal Bend.

What's different

What Graduate Students & Researchers Should Know

Your work may take years to finish. We wrote this page so that one bad day does not take it from you.

Graduate students live on tight budgets with expensive equipment, field work and often a family. A small gap can be a large setback.

Your data and your gear

A stolen laptop or field equipment can cost months of work. A renters policy covers personal property, and equipment the university owns is the university's to insure.

Field work and boats

Marine and coastal research often means driving to remote sites or working from boats. Ask who covers you there: the university, the grant, or you.

Coverages to ask about

Renters InsuranceCovers your belongings and your liability when you rent. Your landlord's policy does not.
Auto InsuranceLiability, collision and comprehensive on the cars your household drives. Texas requires at least 30/60/25 liability.
Life InsuranceMoney for your family if you die: income replacement, the mortgage, college.
Health InsuranceIndividual and family medical coverage when you do not have a plan through work.
Boat InsuranceDamage to your boat, motor and trailer, plus liability on the water.

Request a Quote

Tell Us About You

This form asks the questions that matter for Graduate Students & Researchers, and two minutes is enough to start. You are not a number here. A licensed Texas agent in Corpus Christi reads every request personally and tells you plainly what is available for your situation.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Quote Request for Graduate Students & Researchers

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Our promise

What You Can Expect From Us

A neighbor, not a call centerWe are locally owned, with an office on Chaparral Street in downtown Corpus Christi. A licensed Texas agent reads your request personally.
Questions about your workWe ask what your days look like before we talk about policies, because coverage should fit the life you actually have.
Plain answers, no pressureWe explain your options in everyday language, and we tell you honestly when something is not the right fit or when we cannot help.

Before you call

What Speeds Up Your Quote

Have readyWhat you own that would be hard to replace
Have readyWhether you use your own car for field work
Have readyDependents who rely on your stipend

Questions

Graduate Students & Researchers: Insurance FAQ

Does my assistantship include life insurance?

Usually little or none. A small term policy is inexpensive at graduate-student ages and protects a spouse or co-signer on your loans.

I use my own car for research trips. Am I covered?

Your personal auto policy is primary. Tell your insurer about regular work use.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your situation. Nothing is covered until an insurance company issues a policy.

General information for Texas residents, not legal, tax or financial advice. Not every coverage is available for every person or business. Coverage is subject to policy terms, conditions and underwriting approval.

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