Insurance for Food Truck Owners

A kitchen on wheels needs both kinds of insurance.

For Texas food trucks, trailers and mobile vendors.

What's different

What Food Truck Owners Should Know

You took a chance on your own recipes. We wrote this page for people who bet on themselves.

A food truck is a vehicle and a restaurant. One policy rarely covers both sides.

Truck and kitchen

Commercial auto covers the truck on the road. The built-in kitchen equipment and your liability to customers need their own coverage.

Events ask for proof

Festivals, breweries and property owners want a certificate naming them before you park. Have it ready before you book.

Coverages to ask about

Commercial AutoVehicles titled to the business or used mainly for work. A personal policy can deny a claim for business use.
General LiabilityInjury or property damage your work causes to a customer or the public.
Tools & EquipmentCovers tools and gear on the truck, on the job site or in storage, not only at your shop.
Workers' CompensationCovers employees hurt on the job. Texas does not force private employers to carry it, but many contracts do.
Business Owner's PolicyGeneral liability and business property in one policy for a small office, shop or practice.

Request a Quote

Tell Us About You

This form asks the questions that matter for Food Truck Owners, and two minutes is enough to start. You are not a number here. A licensed Texas agent in Corpus Christi reads every request personally and tells you plainly what is available for your situation.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Quote Request for Food Truck Owners

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It's OK to text me about this quote. Msg & data rates may apply. Reply STOP to opt out. Consent is not required to get a quote.

No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Our promise

What You Can Expect From Us

A neighbor, not a call centerWe are locally owned, with an office on Chaparral Street in downtown Corpus Christi. A licensed Texas agent reads your request personally.
Questions about your workWe ask what your days look like before we talk about policies, because coverage should fit the life you actually have.
Plain answers, no pressureWe explain your options in everyday language, and we tell you honestly when something is not the right fit or when we cannot help.

Before you call

What Speeds Up Your Quote

Have readyVehicle or trailer details and equipment value
Have readyWhere you park and sell
Have readyEvents that require a certificate

Questions

Food Truck Owners: Insurance FAQ

Does my auto policy cover the fryers and grill?

Permanently attached equipment may be covered if its value is declared. Tell us what was added and what it cost.

What about propane?

Insurers ask how tanks are mounted and whether you have a fire suppression system. A good setup helps the quote.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your situation. Nothing is covered until an insurance company issues a policy.

General information for Texas residents, not legal, tax or financial advice. Not every coverage is available for every person or business. Coverage is subject to policy terms, conditions and underwriting approval.

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