Insurance for Federal Employees & Defense Contractors

The base runs on civilians too.

For federal civilian employees and contractor staff working on the Coastal Bend's military installations.

What's different

What Federal Employees & Defense Contractors Should Know

The mission depends on you as much as on anyone in uniform. This page is for you.

Civilians and contractors make up a large share of the workforce on base. Federal benefits are solid, contract benefits vary, and both end with the job.

Federal group life

Federal group life insurance is convenient, and the cost of its optional coverage rises with age. Comparing it with a private policy while you are healthy is worthwhile.

Contract to contract

Contractor benefits change when the contract does. Personal auto, home and life policies stay the same whoever signs your paycheck.

Coverages to ask about

Auto InsuranceLiability, collision and comprehensive on the cars your household drives. Texas requires at least 30/60/25 liability.
Home InsuranceYour house, your belongings and your liability if someone is hurt on your property.
Windstorm & HailOn the Coastal Bend, many home policies leave out wind and hail. A separate windstorm policy fills that gap.
Life InsuranceMoney for your family if you die: income replacement, the mortgage, college.
Personal UmbrellaExtra liability above your auto and home policies if you are sued for more than they pay.
Renters InsuranceCovers your belongings and your liability when you rent. Your landlord's policy does not.

Request a Quote

Tell Us About You

This form asks the questions that matter for Federal Employees & Defense Contractors, and two minutes is enough to start. You are not a number here. A licensed Texas agent in Corpus Christi reads every request personally and tells you plainly what is available for your situation.

☏ (361) 336-0409 ✉ L.Emily@allfleurone.com ✦ 921 N Chaparral St, Suite 212, Corpus Christi, TX 78401

Quote Request for Federal Employees & Defense Contractors

Your employer

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Current policy renews

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Anything else?

It's OK to text me about this quote. Msg & data rates may apply. Reply STOP to opt out. Consent is not required to get a quote.

No spam. We never sell your information. A licensed Texas agent reviews every request. Sending this form does not start or change any coverage.

Our promise

What You Can Expect From Us

A neighbor, not a call centerWe are locally owned, with an office on Chaparral Street in downtown Corpus Christi. A licensed Texas agent reads your request personally.
Questions about your workWe ask what your days look like before we talk about policies, because coverage should fit the life you actually have.
Plain answers, no pressureWe explain your options in everyday language, and we tell you honestly when something is not the right fit or when we cannot help.

Before you call

What Speeds Up Your Quote

Have readyYour group life elections
Have readyCurrent auto and home policies
Have readyWhether you hold a clearance that requires stable finances

Questions

Federal Employees & Defense Contractors: Insurance FAQ

Is a private life policy better than federal group life?

It depends on your age, health and how long you need it. We will show you the numbers side by side and you decide.

I am a contractor working on base. Does my company need insurance?

If you own the company, yes. Base contracts set insurance requirements. Send them to us.

How do I get a quote?

Fill in the form on this page or call (361) 336-0409. A licensed Texas agent reviews every request and tells you plainly what is available for your situation. Nothing is covered until an insurance company issues a policy.

General information for Texas residents, not legal, tax or financial advice. Not every coverage is available for every person or business. Coverage is subject to policy terms, conditions and underwriting approval.

All Fleur One is an independent agency. It is not affiliated with or endorsed by the Department of Defense, the Department of Homeland Security or any military service, and no official endorsement is implied.

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